According to a news article on NFC World, Google paired with a start up company called Simply Tapp to create a way for anyone on any phone to use NFC Payments (and other super groovy NFC features) without the need for provisioned secure element built into the device and therefore no need to get permission from greedy wireless carriers like Verizon.  

I've been wanting to use Google Wallet on my phone to pay for stuff for a long time but since I'm with Verizon, they disable that feature for some bogus reason that really boils down to them wanting you to use the service they signed a contract with (which by the way has horrible reviews in the play store).  I'm glad Google doesn't back down from these kind of fights!  Can't wait to get my next phone which will undoubtedly have KitKat so I can finally use Google Wallet Payments.

Click to read original article on NFC World.